DivCalcProIncome-first dividend research
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Income projection

Income Calculator

Scenario planning

Estimate how dividend income could grow over time with contribution, reinvestment, inflation, and cycle assumptions.

Calculator modes

Choose the planning style first

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Simple projection

Use this when you want to fully control the contribution amount and see a straightforward 30-year outcome.

Target income

Use this when you know the annual dividend income you want and need the calculator to solve for a suggested periodic contribution.

Target value

Use this when you care more about the ending portfolio size than the final annual income figure.

Contribution frequency

The calculator now compounds contributions at the cadence you select, so weekly, monthly, quarterly, and annual plans can produce different outcomes.

Yield, growth, and cycle assumptions

These assumptions drive the output far more than any single UI option, so keep them realistic before trusting the target suggestions.

Price growth %

Use this as a net long-term annual price growth assumption, already inclusive of normal downturns and weaker years.

Core assumptions

Base, conservative, and aggressive

Planning presets

Start from common dividend approaches

Presets adjust assumptions only. You still control the goal style, contribution cadence, and advanced settings.

Step 1

Goal

Step 2

Starting portfolio and contributions

Step 3

Dividend assumptions

Step 4

Price assumptions

Step 5

Inflation and reinvestment

Advanced assumptions

Cycle settings

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Full projection mode

Pick a goal style, set your core assumptions, and generate either a full projection or a suggested contribution plan.